Freelance Calculator Pro

Calculate your real hourly rate accounting for taxes & runway

Monthly Expenses ($)

Take-Home Goal ($/mo)

Billable Hours (monthly)

Current Savings ($)

Tax & Overhead Buffer 25%

Gross Required Hourly Rate $0.00

Financial Runway 0 months

⚙️ How the Logic Works

Financial Runway: Divides your current savings by your monthly expenses to calculate your exact fallback safety net in months.
Gross Income Goal: Calculates the hidden revenue buffer you actually need before taxes. A 25% buffer means a $3,000 take-home goal requires earning $4,000 gross.
Required Hourly Rate: Divides your gross income goal by your actual billable hours, ensuring your non-billable administrative tasks don't eat into your survival income.